Here is a picture of 6 topological circles which intersect
pairwise in two points,
but which cannot be isotoped to be round circles. That
is, the circles can't
be moved to be round, without changing the pattern of
intersections. If
you delete any circle, though, the five left can be made
round.

Andrew Cassson showed that if you make each of the circles
bound
disks in upper half-space, then there will always be
a
``football region'' (American football), which consists
of
a region which looks like a football, with three planes
adjacent to
it. This is significant for understanding the patterns
of
incompressible surfaces in the universal covers of 3-dimensional
manifolds.
Reference: Configurations
of curves and geodesics on surfaces,
Joel Hass and Peter Scott, preprint